Growy

    Bank and voucher matching, discrepancies, chasing

    A finance reconciliation agent that closes the loop on what does not match.

    Bank transactions, vouchers and payments reconciled daily. What matches is booked. What does not is flagged, routed to the right person and chased until it resolves, with the edge cases still confirmed by your team.

    Book a demoSee how it works
    EU-hosted & EU AI Act ready
    No migration, reads your sources
    Role-based access, always
    Live in days, not quarters

    How it works

    How reconciliation runs when the volume never stops.

    In a daily retail business the reconciliation backlog never reaches zero on its own. The useful question is not whether software can match a line, but what happens to the lines that do not match.

    Match what can be matched

    Bank transactions and vouchers are reconciled against the books as they arrive rather than in an end-of-month scramble. The clean majority is booked without anyone touching it, which is what frees the team for the part that actually needs an accountant.

    Inputs

    Bank feedVouchersLedger

    Flag the discrepancy, and name its owner

    An unmatched or partial line is not left on a list for someone to find. It is flagged with what the agent knows about it and routed to the accounting contact responsible for that shop, entity or account, so the exception has a name attached from the moment it appears.

    Controls

    RoutingEvidence keptNamed owner

    Chase it until it resolves

    Missing amounts are followed up directly with the shop or entity that owes the explanation, and the thread is tracked to a conclusion. Statements go out and client accounts stay current. Anything genuinely ambiguous stops for human confirmation instead of guessing.

    Outputs

    Follow-upStatementsHuman confirmation

    Interactive demo

    A day of reconciliation

    The clean lines never surface. Only the exception reaches a person.

    Ready to run
    1. Transactions ingestedTrigger
      Bank and voucher records collected against the ledger.
      Queued
    2. Matched and bookedAction
      Everything that reconciles cleanly is posted without review.
      Queued
    3. Discrepancy flagged and routedAgent
      The unmatched amount goes to the accounting contact for that shop.
      Queued
    4. Edge case confirmedApproval
      An ambiguous item waits for a person before it is written off or posted.
      Queued

    The operating gap

    Why finance teams stay behind however many people you add.

    These roles are hard to hire for and slow to replace, so a team that is correctly sized on paper still runs behind the moment someone leaves.

    Manual reconciliation

    • Bank and voucher lines are matched by hand, every day.
    • Discrepancies sit on a list until someone works through it.
    • Chasing a missing amount depends on a person remembering to.
    • Turnover in the team turns directly into a backlog.
    • Client statements go out late, and it gets noticed.
    • The only way to absorb more volume is to hire.

    With a reconciliation agent

    • Clean matches post themselves; the team sees only exceptions.
    • Each one is routed to a named owner as soon as it appears.
    • Follow-up runs on its own and is tracked to a conclusion.
    • The routine load is not held in anyone's head, so it survives a departure.
    • Accounts stay current because the work does not queue.
    • Volume rises without the headcount rising with it.

    The basics

    What the agent takes on

    This is reconciliation as a running workflow rather than a monthly event: bank reconciliation, voucher and payment matching, bookkeeping entries, statement sharing, and the chasing that keeps the whole thing honest.

    The boundary is the judgment call. Posting a clean match is mechanical; deciding what to do with an amount nobody can account for is not, and that stops for a person. The same ground described as a process is finance automation, from intake through to the ledger.

    The agent's side of that boundary is set out under AI agents for finance: how much autonomy a finance workflow should carry, and where the approval node belongs when an amount does not reconcile.

    What it handles

    Four workflows that carry the daily load.

    Drawn from a deployment where agentic workflows took on the large majority of accounting operations for a high-volume daily retail business.

    Bank reconciliation

    Transactions matched against the ledger as they land, not at period end.

    Voucher and payment reconciliation

    Payment records reconciled and posted, with partial matches surfaced rather than buried.

    Discrepancy routing

    Every unmatched amount reaches the accounting contact who can actually resolve it.

    Chasing and statements

    Missing amounts followed up directly with the shop or entity, and client accounts kept current.

    Seen enough? Bring us one workflow.

    Book a demoBuild your agent

    FAQ

    Common questions.

    What finance leads want to know before they let anything post.

    Does the agent post entries without anyone looking?
    Clean matches, yes. That is the point, and it is the low-risk majority. Anything unmatched, partial or ambiguous is flagged rather than posted, and the genuinely uncertain cases stop for human confirmation. You decide where that line sits.
    What proportion of accounting operations can realistically run this way?
    In the deployment this page is built from, agentic workflows handle 80–85% of accounting operations. That figure belongs to that customer's processes and volumes, your own baseline is the only honest way to size it.
    What happens when a shop simply does not respond?
    The follow-up is tracked rather than fired and forgotten, so an unresolved item stays visible and escalates to its named owner instead of quietly ageing on a reconciliation list.
    Which systems does it need?
    Your banking feed, your accounting system and whatever the shops or entities use to reply. See integrations for what connects natively and where a custom API is needed.

    Questions answered? Put it on your own workflow.

    Book a demoBuild your agent

    Sector proof

    Proven Five people, a daily retail volume, and roles nobody could hire for.

    A multi-brand fashion retail franchise running more than eleven stores.

    Multi-brand fashion retail franchise11+ stores · 250+ employees

    “A five-person accounting team was handling bank reconciliation, voucher reconciliation, bookkeeping and payment chasing by hand for a high-volume daily retail business, and those roles are genuinely hard to hire for. Agentic workflows now handle 80–85% of those operations, including routing discrepancies to the right contact and following up with shops directly.”

    80–85%
    of accounting operations automated
    5
    person team, unchanged
    11+
    stores reconciled daily
    See finance automation

    Get started

    Bring us one month of reconciliation.

    We will map it against the workflow and show you which lines would have posted, which would have been routed, and which would have stopped for you.

    A 30-minute call
    No deck. We mostly listen.
    A live demo on your case
    Your workflow, your tools. Not a canned script.
    A scoped plan within 48h
    What we'd automate first, and what it costs.
    No code requiredHuman checkpointsYour tools, unchanged

    Two ways to start

    Book a demo6 FIELDSYou already know what you want to see. Tell us the essentials and we come back with times.Open the form →Build your agent6 QUESTIONSYou want the demo built around your own bottleneck. Answer six questions, we prepare the agent for the call.Start the questionnaire →

    Prefer a live call?

    Grab a slot that suits you.

    Book a 30-minute call with our team.

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